Financial FLOW: Align your wealth with the life you’re meant to live.

A practical, human guide for retirees, family stewards, and business owners.

Money is a tool, not the goal. Most people want clarity—confidence that their wealth supports what matters: family, purpose, and freedom. Financial FLOW gives you a simple path to move from scattered to clear.

By Violetta Sit Terpeluk, MBA, CFP®, CEPA®—author and educator.

Read → Reflect → Buy the Book

What you’ll learn:

De-risking to protect what matters

Goal-based investing (money serving meaning)

Calm, confident decisions under pressure

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Copyright 2026. Violetta Terpeluk. All Rights Reserved.